Learn how to close more sales by better understanding how underwriters approve or decline potential borrowers based on key elements. Attendees will learn how lenders: determine income including overtime, bonus and tax-free; calculate loan-to-value ratios; arrive at actual property values; determine final interest rates; and calculate debt-to-income ratios. If you have a financial calculator, you’ll find it useful in this session. Repeated Wednesday, 2–5 p.m.
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